Fitch Ratings' affiliate confirmed the highest long-term rating and maintained the stable outlook
The National Bank maintains a central position within the Argentine financial architecture. As of March 2026, it accounted for 23.3% of total deposits and 20.6% of loans across the entire system. In the case of the non-financial private sector, it held 17.3% of deposits and 18.5% of loans, figures that consolidate its role as one of the main players in the local market.
This volume explains why the Central Bank considers it one of the five systemic entities in the country. In concrete terms, these are banks whose stability is key to the overall functioning of the financial system, due to their size, their share of deposits and loans, and their role in credit intermediation.
The new evaluation also highlighted the advances of the National Bank in digital banking and improvement of internal processes. The entity has been executing a modernization plan with a medium- and long-term horizon, aimed at strengthening non-face-to-face channels, streamlining operations, and developing a more integrated value proposition for its clients.
The National Bank has once again obtained the highest financial rating from FIX, the local affiliate of Fitch Ratings, which maintained the "AAA(arg)" rating for its long-term debt and reaffirmed the "Stable" outlook. The agency also confirmed the short-term rating at "A1+(arg)", the highest level within the national scale.
The decision represents a new endorsement from the market for the public entity, which had already regained the highest credit rating in October 2025 after the victory of La Libertad Avanza in the legislative elections, and managed to maintain it in December of the same year. In this new review, FIX once again highlighted the structural strength of the National Bank, its liquidity, its weight within the financial system, and the advances in the modernization process.
Among the reasons for the reaffirmation, the rating agency emphasized the leadership of the National Bank in the Argentine banking system, its recognition in the local financial market, its role as the financial agent of the national government, and a sustained performance during recent periods. It also valued the stability of liquidity, the good quality of the portfolio, and the recovery of market share in the private segment.
