Banco del Chubut: 18.5%
Banco del Sol: 22%
Banco Dino: 20%
Banco Hipotecario: between 19% and 21.5%
Banco Julio: 20%
Banco Mariva: between 21% and 22%
A fixed term of $5,000,000 for 30 days generates about $71,917 with an annual nominal interest rate (TNA) of 17.5%.
Banco del Chubut: 18.5%
Banco del Sol: 22%
Banco Dino: 20%
Banco Hipotecario: between 19% and 21.5%
Banco Julio: 20%
Banco Mariva: between 21% and 22%
Banco Masventas: 24%
Banco Meridian: 23.5%
Banco Tierra del Fuego: between 17% and 21%
Banco VOII: 24%
BIBANK: 21%
Crédito Regional: up to 24.25%
Reba: 22%
Most banks allow you to set up a fixed term deposit online from home banking or the official app.
Log into home banking or the banking app.
Go to the "Investments" or "Fixed Term" section.
Choose the amount to invest.
Select the term, usually 30 days.
Confirm the operation and save the receipt.
The traditional fixed term deposit continues to be a tool used by those who prioritize stability and predictability over yield.
One of its main advantages is that the investor knows from the very beginning how much money they will receive at maturity. However, in high inflation contexts, the yield may fall below the price increase.
The fixed term deposit remains one of the most chosen alternatives for those seeking a simple investment, predictable and low risk. With the updated interest rates for May, many savers are reevaluating how much they can generate by leaving pesos immobilized for a month.
According to a survey conducted by TN among various financial institutions, the annual nominal rates (TNA) currently range between 15% and 24.25%, depending on the bank. This directly impacts the final yield that each client receives.
Taking an average TNA of 17.50% as a reference, investing $5,000,000 in a fixed term deposit for 30 days generates approximately $71,917.81 in interest.
Thus, at the end of the period, the saver would receive around $5,071,917.81, adding the initial capital plus the profit obtained.
These are the annual nominal rates reported by various financial institutions for 30-day deposits:
Banco Nación: 17.5%
Banco Galicia: 18.25%
BBVA: 18.75%
Banco Santander: 15%
Banco Provincia: 19.5%
Banco Macro: 18%
ICBC: 17.5%
Banco Ciudad: 17%
Banco Patagonia: 16%
Banco Credicoop: 17.5%
Banco BICA: 23%
Banco CMF: 23.25%
Banco Comafi: 18%
Banco de Comercio: 19%
Banco de Formosa: 19%
Banco de Córdoba: 20.75%