Banco Galicia, Nación, and BBVA offer personal loans of $30,000,000, with different rates, terms, and requirements
For clients with the Cuenta Nación package, the reported conditions are:
TNA: 74%.
TEA: 105.05%.
CFT (TNA): 104.26%.
CFT (TEA): 171.76%.
For clients without the Cuenta Nación package, the reported rates are:
TNA: 91%.
TEA: 140.40%.
CFT (TNA): 110.11%.
In August 2026, Banco Galicia, Banco Nación, and BBVA offer personal loans that allow access to $30,000,000.
The conditions vary according to each entity and the client's profile, with different interest rates, terms, and requirements.
Personal loans allow access to money for any purpose without having to justify how it will be used.
In several cases, the application can be made online, and the money can be used for renovations, unexpected expenses, purchasing goods, or personal projects.
During August 2026, the entities that have lines allowing the request for $30,000,000 are Banco Galicia, Banco Nación, and BBVA.
Banco Galicia offers personal loans for any purpose from $1,000 up to a maximum of $30,400,000. The repayment term can extend up to 72 months.
Minimum amount: $1,000.
Maximum amount: $30,400,000.
Term: between 6 and 72 months.
System: French amortization.
Accreditation: immediate in the client's account.
First due date: in 45 days.
Cost of granting: no costs.
The interest rate of Galicia varies according to the segment to which each client belongs.
Éminent Clients: TNA from 39% to 79%.
Plus / Gold Clients: TNA from 57% to 99%.
Move Clients: TNA from 87% to 142%.
The bank communicates the final rate at the time of the operation, according to the corresponding credit evaluation.
Banco Nación offers personal loans in pesos and for any purpose, with fixed installments. One of its lines allows requesting up to $50,000,000, thus accepting a request for $30,000,000.
The credit can be renewed after paying off at least 10% of the installments, as long as the client maintains a good payment behavior.
Individuals with work activity and legal capacity to contract.
Individuals who do not exceed retirement age at the end of the loan.
Retirees, pensioners, and those who receive their benefits outside Banco Nación.
Beneficiaries of war pensions.
Maximum amount: $50,000,000.
Currency: pesos.
Purpose: free.
Term: up to 72 installments.
System: French amortization.
Installments: automatic debit.
Installment limit: cannot exceed 30% of income.
CFT (TEA): 186.76%.
Log in to home banking or the Banco Nación app.
Select the option for personal loans.
Choose the amount and the repayment term.
Review the conditions and the available rate.
Confirm the application for the bank to conduct the credit evaluation.
BBVA offers personal loans of up to $40,000,000, allowing the request for $30,000,000. The financing can extend up to 60 months, and the management is done digitally.
Be a retiree or pensioner.
Receive benefits at BBVA.
Be between 18 and 74 years old.
Have a minimum income of $308,200.
Meet the required work seniority according to the activity.
Minimum amount: $10,000.
Maximum amount: $40,000,000.
Term: between 6 and 60 months.
Rate: fixed.
System: French amortization.
Installment limit: 30% of income.
Granting costs: no costs.
In this case, the TNA is 129%, the TEA reaches 240.51%, and the CFTEA is 323%.
The conditions of personal loans vary according to the bank and the client's profile. Terms, rates, and requirements to access the money also vary.
Before requesting $30,000,000, it is necessary to review the available rate, the repayment term, and the weight of the installment on income.
