The Banco Nación has an active line of loans for retirees and pensioners that allows requesting up to $50,000,000, as long as the installment does not exceed 35% of the monthly income of the holder.
The loans are exclusively aimed at individuals who receive their pension payments through BNA and can be processed digitally via the BNA+ app.
What is the maximum loan amount for retirees
According to Banco Nación, the maximum available amount is $50 million. The final amount that each applicant can receive depends on the monthly pension and the allowed repayment capacity.
The entity clarified that the monthly installment cannot exceed 35% of the net income of the retiree or pensioner.
Who can apply for the Banco Nación loan
The line is intended for retirees and pensioners who regularly receive their payments through an account at Banco Nación.
Those who receive non-contributory pensions, assistance, grace payments, or those corresponding to special laws are excluded, even if the payments are processed by ANSES.
The loans are granted in pesos and can be used for any purpose.
How are the loan installments paid
The bank explained that the loans are amortized mainly under the French system, with monthly and consecutive installments.
The installments are automatically deducted from the savings account associated with the pension payments.
In some cases, the e@discounts system is also used, which allows the installment to be deducted directly from the retirement receipt using codes enabled by ANSES.
What is the e@discounts system
The e@discounts application is a tool authorized by ANSES to automatically deduct loan installments from the pension payment.
