The numbers also deny the story: during 2025, more than 27,000 mortgage loans were granted, while the cases questioned by the media represent a tiny proportion of the total.
The Bongiovanni case: same system, same rules
Along the same lines, the deputy of La Libertad Avanza Alejandro Bongiovanni also came out to answer the accusations and made clear the absence of preferential treatment. He explained that he took out a mortgage loan for 255 million pesos after meeting all the requirements required by the BNA, and explained the intentionality behind the versions released by some media
In the midst of the controversy driven by opposition sectors over alleged irregularities in Banco Nación's loans, the deputy Julia Strada decided to respond with data. Through his social networks, he published the full details of his mortgage process and disarmed, point by point, the accusations against the system
.
Far from any privilege, Strada explained that it began the process in June 2025 and that the credit was only approved in March 2026, after more than eight months of management.
During that period, it went through all the usual instances: rate comparison, formal request, repeated submission of documentation, income validation and credit analysis.The Kirchner MP published an extensive thread on X attaching the process to obtain a credit.
The procedure included filing her own and her mother's income as a co-signer, labor certifications, social security documentation, property registrations in different jurisdictions, and even the cancellation of debts to improve her financial profile. The entire process, he demonstrated, was identical to that of any citizen
.
In addition, he explained that he opted for a smaller amount than the amount offered to avoid an excessive burden in the future, which reinforces the technical nature of the system. Credit, under the UVA modality, responds to standard market conditions and not to discretionary decisions
. The deputy clarified the situation after Eduardo Feinmann exposed it and the networks echoed it.
His case aligns with what was expressed by the Minister of Economy, Luis Caputo, who defended the scheme and assured that there is no type of irregularity. As he explained, all Banco Nación loans are granted under the same criteria: income analysis, scoring and equal conditions for all applicants
. Bongiovanni made his disclaimer in X.
He explained that the process began in June 2025, at the height of mortgage lending, and that it involved months of procedures: scoring evaluation, income justification, file assembly, property valuation and deeds. In addition, he clarified that the conditions were the same as for any customer. In that regard, he pointed out against criticism, pointing out that it is absurd to try to equate taking credit with a criminal act
.
Kirchner's hypocrisy
For years, sectors of Kirchnerism
described UVA credits as a “scam”. Today, leaders of those same spaces benefit from the system while trying to install, in parallel, a supposed elitism that doesn't exist
.
Strada's own experience shows this: he accessed credit in a system that, during the government of which he was a part — that of Alberto Fernández and Cristina Kirchner — did not directly exist. While Kirchnerism insists that “people don't make ends meet”, the facts show another reality: more and more Argentines can
finance their housing.
In 2025, Banco Nación granted more than 27,000 mortgage loans. In this framework, trying to turn a handful of specific cases into a scandal does not reflect reality, but rather distorts it. Without intending to, Strada ended up demonstrating the transparency and the need for normality that the country had lost.
