Fixed term: how much does investing $6,000,000 yield according to the bank

The fixed term deposit is one of the most commonly used alternatives for those looking to preserve their money with a low-risk investment . When establishing it, the investor knows in advance how much they will receive at the end of the chosen period.

In recent weeks, various banks have adjusted their interest rates for this type of investment. Currently, several institutions offer a Nominal Annual Rate (TNA) close to 19%, while others present higher percentages.

How much does investing $6,000,000 in a fixed term deposit for 30 days yield

Taking a TNA of 19% as a reference, an investment of $6,000,000 for 30 days generates an estimated profit of $93,698.63 in interest.

Thus, upon maturity of the term, the client will receive approximately $6,093,698.63, a figure that includes both the initial capital and the earnings obtained.

What rates do banks pay for a fixed term deposit in July 2026

These are the interest rates offered by the main financial institutions for a fixed term deposit of 30 days:

• Banco Nación: 19%

• Banco Galicia: 17.5%

• Banco BBVA: 18.25%

• Banco Santander: 16%

• Banco Provincia de Buenos Aires: 19.5% / 21%

• Banco Macro: 18.75%

• ICBC Argentina: 17.2%

• Banco Ciudad: 17%

• Banco Patagonia: 16%

• Banco Credicoop: 17.5%

• Banco BICA: 22%

• Banco CMF: 22%

• Banco Comafi: 17%

• Banco de Comercio: 19%

• Banco de Formosa: 18.5%

• Banco de Córdoba: 20.75%

How to establish a fixed term deposit of $6,000,000, step by step

1. Log into the home banking or mobile app of the bank

2. Go to the “Investments” or “Fixed Term” section

3. Enter the amount of $6,000,000

4. Choose a term of 30 days

5. Confirm the transaction and keep the receipt

What is a fixed term deposit and what are its main advantages

A fixed term deposit is an investment instrument through which a person deposits a sum of money in a bank for a previously established period, generally 30 days, in exchange for a fixed interest rate.

One of its greatest advantages is predictability, as from the moment of investment it is possible to know how much money will be received at maturity. This makes it an attractive option for those who prioritize security over the possibility of obtaining higher returns.

However, before investing, it is advisable to compare the rates of each institution and evaluate them against inflation. If the price increase exceeds the interest earned, the real yield of the fixed term deposit may turn out to be negative.