Investing $3 million in a fixed term: how much does the bank return?
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The fixed term deposit remains one of the investmentsmost used by those looking to safeguard pesos and obtain predictable income without taking on too much risk.
According to a survey by TN, interest rates have been adjusted again at various banks, and currently, the average Annual Nominal Rate (TNA) is around 17.50%, quite below the levels recorded at the beginning of the year.
Interest rates have been adjusted again at various banks.
How much does an investment of $3,000,000 in a fixed term deposit for 30 days yield
Taking an average rate of 17.50% as a reference, an investment of $3,000,000 for 30 days generates an approximate gain of $43,150.68 in interest.
Thus, at the end of the term, the saver would receive a total close to $3,043,150.68, combining capital and interest.
The final yield may vary depending on the chosen bank, as each institution offers different rates for this type of placement.
How much does it yield to invest $3,000,000 in a fixed term for 30 days?
What rates each bank pays for a fixed term deposit for 30 days
Banco Nación: 17.5%
Banco Galicia: 18.25%
BBVA: 18.75%
Banco Santander: 15%
Banco Provincia: 19.5%
Banco Macro: 18%
ICBC: 18.8%
Banco Ciudad: 17%
Banco Patagonia: 16%
Banco Credicoop: 17.5%
Banco BICA: 23%
Banco CMF: 23.25%
Banco Comafi: 18%
Banco de Comercio: 19%
Banco de Córdoba: 20.75%
Banco del Sol: 22%
Banco Dino: 20%
Banco Hipotecario: between 19% and 21.5%
Banco Mariva: between 21% and 22%
Banco Masventas: 24%
Banco Meridian: 23.5%
Banco VOII: 24%
Reba: 23%
How to make a fixed term deposit from home banking
The process can be done completely digitally from the app or home banking of any bank.
Enter the “Investments” or “Fixed Term Deposit” section
Choose the amount to invest
Select a term of 30 days
Confirm the operation
Save the constitution receipt
How to create a fixed term deposit from home banking
Once the term is completed, the bank automatically credits the invested capital along with the generated interest.
Why the fixed term deposit remains a chosen investment
The fixed term deposit continues to be a very popular alternative among small and medium savers due to its simplicity and predictability.
Unlike other more volatile investments, it allows knowing from the start how much money will be received at maturity.
Why the fixed term continues to be a chosen investment
Although in some periods the yield may fall below inflation, it remains a widely chosen tool for those who prioritize security and stability in the short term.
