Compare the rates of interest-bearing accounts, stablecoins, and mutual funds to choose where to make your pesos grow
Banco Nación: 14% EAR, for Salary Account holders and with a cap of $2 million.
Supervielle: 14% EAR for Salary Plan clients, with a limit of $1 million.
Supervielle Hit IOL: 14% EAR for Hit IOL Account clients, with no reported limit.
The survey also includes stablecoins pegged 1:1 to the Argentine peso. Among the listed options, the returns are:
CapyFi (wARS): 22.26% EAR, with no limits.
Ripio (wARS): 21.92% EAR, with no limits.
Belo (ARGt): 19.01% EAR, with no limits.
The FCIs present variable returns, which can change according to the market. In the very low risk category, the ranking updated as of November 3 includes:
Vinci Compass Liquidity – Class F (Lemon): 20.87% estimated EAR for 7 days.
Vinci Compass Liquidity – Class D (Global66): 20.62%.
Premier Renta CP in Pesos – Class A (Supervielle): 20.35%.
Ualintec Ahorro Pesos – Class A (Ualá): 20.22%.
Adcap Ahorro Pesos Money Fund – Class A: 19.80%.
Allaria Ahorro – Class E (Prex): 19.69%.
In the low risk category, Ualintec Pesos Plus, from Ualá, registers an estimated EAR for 7 days of 22.94%, followed by Cocos Rendimiento, with 21.29%, and MP Ahorro, from Mercado Pago, with 20.54%.
Past returns do not guarantee future results. Before choosing an alternative, it is important to verify the current conditions in the corresponding application or platform.
The virtual wallets and interest-bearing accounts offer different alternatives to obtain returns on available pesos during the first week of November 2026.
The data corresponds to the survey by Comparatasas.ar. The rates for interest-bearing accounts have been in effect since November 4, while the returns for mutual funds (FCI) were updated on November 3.
Among the interest-bearing accounts and digital wallets with fixed rates, Ualá Plus 2 tops the ranking with an EAR of 24%, although it requires a total of $500,000 in transactions and has a limit of $1 million that earns interest.
The list of the main options is as follows:
Ualá Plus 2: 24% EAR, with special conditions and a cap of $1 million.
Fiwind: 23% EAR, with a limit of $750,000. The bonus may change or be discontinued.
Banco BICA Cuenta Positiva 4: 22% EAR for balances from $1 to $750,000.
Cresium: 20.04% EAR, available only for legal entities.
Carrefour Banco: 20% EAR, with a permitted monthly income of $4,694,400.
Naranja X: 20% EAR, with a cap of $1 million.
Frascos Naranja X: 20% EAR depending on the chosen term, of 7, 14, or 28 days, and a limit of $30 million.
Ualá Plus 1: 20% EAR, with $50,000 in transactions during the month and a cap of $1 million.
Banco BICA Cuenta Positiva 3: 19% EAR for balances from $750,001 to $2,250,000.
Ualá: 19% EAR for amounts from $10,000 to $1 million.
Banco BICA Cuenta Positiva 2: 16% EAR for balances from $2,250,001 to $20 million.
