Fixed term: how much you earn by investing $5,000,000 for 30 days

Fixed term: how much you earn by investing $5,000,000 for 30 days
How much does a $5,000,000 investment pay in July 2026
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porEditorial Team
Argentina

A fixed term of $5,000,000 can generate more than $78,000 in 30 days. Find out how much each bank pays in July

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A fixed term deposit of $5,000,000 for 30 days remains one of the preferred alternatives for those seeking a investment with a known return from the outset. In July 2026, the rates continue to vary among banks, so the final result depends on the institution where the deposit is made.

Taking as a reference a Nominal Annual Rate (TNA) of 19%, an investment of that amount generates interest of more than $78,000 in one month. Before making the transaction, it is advisable to compare the rates offered by each bank.

Rates continue to vary between banks
Rates continue to vary between banks

How much does a fixed term deposit of $5,000,000 yield for 30 days

With a TNA of 19%, a fixed term deposit of $5,000,000 for 30 days generates an estimated profit of $78,082.19 in interest.

At the end of the term, the saver will receive approximately $5,078,082.19, resulting from adding the invested capital plus the earned return.

What rates do banks pay for a fixed term deposit in July 2026

  • Banco Nación: 19%.

  • Banco Galicia: 17.5%.

  • Banco BBVA: 18.75%.

  • Banco Santander: 16%.

  • Banco Provincia de Buenos Aires: between 19.5% and 21%.

  • Banco Macro: 19.5%.

  • ICBC Argentina: 17.2%.

  • Banco Ciudad: 17%.

  • Banco Patagonia: 16%.

  • Banco Credicoop: 17.5%.

  • Banco BICA: 22%.

  • Banco CMF: 22%.

  • Banco Comafi: 17%.

  • Banco de Comercio: 19%.

  • Banco de Formosa: 18.5%.

  • Banco de Córdoba: 20.75%.

  • Banco del Chubut: 18.5%.

  • Banco del Sol: 21%.

  • Banco Dino: 20%.

  • Banco Hipotecario: between 17% and 20.5%.

  • Banco Julio: 19%.

  • Banco Mariva: 21%.

  • Banco Masventas: 19%.

  • Banco Meridian: 22.5%.

  • Banco Provincia de Tierra del Fuego: between 15% and 19%.

  • Banco VOII: 22%.

  • BIBANK: 21%.

  • Crédito Regional Compañía Financiera: between 22.5% and 23%.

  • Reba Compañía Financiera: 23%.

  • What rates do banks pay for a fixed term in July 2026
    What rates do banks pay for a fixed term in July 2026

    How to make a fixed term deposit step by step

    The establishment of a fixed term deposit can be done from home banking or the bank's app.

    • Log into the home banking or the entity's app.

    • Select the option "Investments" or "Fixed Term".

    • Enter the amount of $5,000,000.

    • Choose a term of 30 days.

    • Confirm the transaction and save the receipt.

    What is a fixed term deposit and why is it still an investment alternative

    A fixed term deposit consists of depositing a sum of money for a specified period, generally 30 days, in exchange for an interest rate established at the time of the deposit.

    What is a fixed term deposit and why is it still an investment alternative
    What is a fixed term deposit and why is it still an investment alternative

    Its main advantage is that the investor knows from the beginning how much they will receive at maturity. For this reason, it continues to be one of the most used tools by those who prioritize predictability in their investments.


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